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Insurance
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In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the insured, known as the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.
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Understanding the Insurance Industry 2016 Edition

Insurance: Concepts & Coverage: Property, Liability, Life, Health and Risk Management

Insurance for Dummies
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